ON
vs
ON
Cost of Living: Hamilton vs Ottawa
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Ottawa is 15% more expensive than living in Hamilton overall.
To maintain your exact standard of living, a $100,000 salary in Hamilton is mathematically equivalent to earning $114,885 in Ottawa.
Expense Breakdown
Average Rent
1-Bed City Center
Hamilton
$1,800
17% more expensive
Ottawa
$2,100
Groceries
Monthly Basket (1 Person)
Hamilton
$420
2% more expensive
Ottawa
$430
Transportation
Monthly Transit Pass
Hamilton
$110
14% more expensive
Ottawa
$125
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in ON? Use our Canadian Income Tax Calculator to get a precise breakdown.