QC
vs
ON
Cost of Living: Montreal vs Toronto
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Toronto is 48% more expensive than living in Montreal overall.
To maintain your exact standard of living, a $100,000 salary in Montreal is mathematically equivalent to earning $148,191 in Toronto.
Expense Breakdown
Average Rent
1-Bed City Center
Montreal
$1,700
53% more expensive
Toronto
$2,600
Groceries
Monthly Basket (1 Person)
Montreal
$400
12% more expensive
Toronto
$450
Transportation
Monthly Transit Pass
Montreal
$97
61% more expensive
Toronto
$156
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in ON? Use our Canadian Income Tax Calculator to get a precise breakdown.