ON
vs
AB
Cost of Living: Toronto vs Calgary
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Calgary is 32% cheaper than living in Toronto overall.
To maintain your exact standard of living, a $100,000 salary in Toronto is mathematically equivalent to earning $68,094 in Calgary.
Expense Breakdown
Average Rent
1-Bed City Center
Toronto
$2,600
35% cheaper
Calgary
$1,700
Groceries
Monthly Basket (1 Person)
Toronto
$450
7% cheaper
Calgary
$420
Transportation
Monthly Transit Pass
Toronto
$156
28% cheaper
Calgary
$112
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in AB? Use our Canadian Income Tax Calculator to get a precise breakdown.