ON
vs
ON
Cost of Living: Toronto vs Ottawa
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Ottawa is 18% cheaper than living in Toronto overall.
To maintain your exact standard of living, a $100,000 salary in Toronto is mathematically equivalent to earning $82,117 in Ottawa.
Expense Breakdown
Average Rent
1-Bed City Center
Toronto
$2,600
19% cheaper
Ottawa
$2,100
Groceries
Monthly Basket (1 Person)
Toronto
$450
4% cheaper
Ottawa
$430
Transportation
Monthly Transit Pass
Toronto
$156
20% cheaper
Ottawa
$125
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in ON? Use our Canadian Income Tax Calculator to get a precise breakdown.