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Cost of Living: Waterloo vs Moncton

Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.

The Verdict

Living in Moncton is 36% cheaper than living in Waterloo overall.

To maintain your exact standard of living, a $100,000 salary in Waterloo is mathematically equivalent to earning $64,331 in Moncton.

Expense Breakdown

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Average Rent

1-Bed City Center

Waterloo

$1,900

39% cheaper

Moncton

$1,150

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Groceries

Monthly Basket (1 Person)

Waterloo

$430

9% cheaper

Moncton

$390

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Transportation

Monthly Transit Pass

Waterloo

$100

25% cheaper

Moncton

$75

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Calculate Your Exact Salary

Ready to see how much you'll keep after taxes in NB? Use our Canadian Income Tax Calculator to get a precise breakdown.