ON
vs
NB
Cost of Living: Waterloo vs Saint John
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Saint John is 38% cheaper than living in Waterloo overall.
To maintain your exact standard of living, a $100,000 salary in Waterloo is mathematically equivalent to earning $61,783 in Saint John.
Expense Breakdown
Average Rent
1-Bed City Center
Waterloo
$1,900
42% cheaper
Saint John
$1,100
Groceries
Monthly Basket (1 Person)
Waterloo
$430
12% cheaper
Saint John
$380
Transportation
Monthly Transit Pass
Waterloo
$100
25% cheaper
Saint John
$75
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in NB? Use our Canadian Income Tax Calculator to get a precise breakdown.