DIY Investing

Self-Directed Investing Essentials

Take control of your financial future. Self-directed investing allows you to bypass expensive advisors and manage your own portfolio of stocks, ETFs, and more with zero-commission platforms.

$0
Commission at Top Platforms
100%
Control Over Your Money
Instant
Trade Execution
$1.50+
MER Savings vs Mut. Funds

Best Self-Directed Brokers in Canada

Wealthsimple Trade

Best for Beginners

$0 Commissions

Completely free for Canadian stocks and ETFs

Fractional shares available for big names

!

1.5% currency conversion fee on US trades

Best for ETFs

Questrade

Best Overall Value

Free to buy ETFs

Low commissions for selling ($4.95 - $9.95)

Hold USD in your RRSP and TFSA accounts

Advanced tools for serious traders

National Bank Direct Brokerage

Best Bank Platform

$0 Commissions

Zero commission on all stocks and ETFs

Solid bank-level security and integration

!

Minimum balance requirement to waive flat fee

How to Start Self-Directed Investing

1

Open an Account

Choose between a non-registered account, or tax-advantaged ones like a TFSA or RRSP. Most sign-ups take less than 10 minutes online.

2

Fund Your Account

Connect your bank account and transfer funds. Most brokers support Interac e-Transfers for instant funding up to certain limits.

3

Define Your Strategy

Are you a value investor? A dividend seeker? Or a "set and forget" ETF investor?

For beginners, we highly recommend broad-market ETFs (like VGRO or XEQT) which provide instant diversification across thousands of global companies.

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