Top Credit Cards for 2026
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Best Cash Back
4%
Tangerine Cash Back
No annual fee, earn on everything
- 4% cash back on 3 categories
- $0 annual fee
Best Travel
60K
AMEX Cobalt Card
5x points on dining & groceries
- 60,000 bonus points
- 5x points on dining
No Annual Fee
$0
PC Financial Mastercard
Free rewards on groceries
- 10% back at Shoppers
- No credit check required
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Your credit score affects your ability to get approved for loans, mortgages, and even rental applications. Learn how credit scores work in Canada and what you can do to improve yours.
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Score Ranges
300-900: Understand what's good
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5 Key Factors
What affects your score
