Ontario · 2026 tax year
Ontario Income Tax Calculator
Federal and Ontario income tax, CPP and EI on your salary. Results update as you type.
Take-home pay after tax
$56,926
$4,744 a month · $2,189 every two weeks
Total income tax
$12,705
Federal tax
$8,259
Provincial tax
$4,446
CPP
$4,246
EI
$1,123
Average tax rate
16.9%
Marginal tax rate
28.5%
Monthly take-home
$4,744
Income Tax in Ontario by Salary (2026)
Employment income, basic credits only. Marginal rate is income tax on the next dollar earned.
| Income | Income tax | CPP/EI | Take-home | Monthly | Average | Marginal |
|---|---|---|---|---|---|---|
| $30,000 | $2,452 | $2,066 | $25,482 | $2,124 | 8.2% | 17.6% |
| $40,000 | $4,363 | $2,824 | $32,814 | $2,734 | 10.9% | 17.6% |
| $50,000 | $6,273 | $3,582 | $40,145 | $3,345 | 12.5% | 17.6% |
| $60,000 | $8,320 | $4,340 | $47,340 | $3,945 | 13.9% | 28.1% |
| $70,000 | $11,134 | $5,080 | $53,786 | $4,482 | 15.9% | 28.4% |
| $75,000 | $12,705 | $5,370 | $56,926 | $4,744 | 16.9% | 28.5% |
| $80,000 | $14,128 | $5,570 | $60,303 | $5,025 | 17.7% | 28.5% |
| $90,000 | $17,034 | $5,770 | $67,197 | $5,600 | 18.9% | 29.7% |
| $100,000 | $20,024 | $5,770 | $74,206 | $6,184 | 20.0% | 31.5% |
| $120,000 | $26,888 | $5,770 | $87,343 | $7,279 | 22.4% | 43.4% |
| $150,000 | $39,911 | $5,770 | $104,320 | $8,693 | 26.6% | 43.4% |
| $200,000 | $62,952 | $5,770 | $131,278 | $10,940 | 31.5% | 48.3% |
| $250,000 | $87,685 | $5,770 | $156,546 | $13,045 | 35.1% | 49.8% |
Ontario Tax Brackets 2026
Provincial rates on taxable income. Full federal + provincial rates.
| Taxable income | Rate |
|---|---|
| Up to $53,891 | 5.05% |
| $53,891 to $107,785 | 9.15% |
| $107,785 to $150,000 | 11.16% |
| $150,000 to $220,000 | 12.16% |
| Over $220,000 | 13.16% |
How Income Tax Works in Ontario
- Ontario has 5 income tax brackets in 2026, from 5.05% on the first $53,891 of taxable income to 13.16% above $220,000.
- The Ontario basic personal amount is $12,989: the first $12,989 of income is effectively free of provincial tax. That is the 12th highest of the 13 provinces and territories.
- Ontario adds a surtax: 20% of basic Ontario tax above $5,818, plus 36% above $7,446. It pushes the real top provincial rate well above the 13.16% bracket rate.
- Ontario also charges the Ontario Health Premium through your tax return: $0 below $20,000 of taxable income, rising to a maximum of $900 above $200,600.
Ontario vs Other Provinces on $75,000
Ontario ranks 6th of 13 for take-home pay at this income.
| # | Province | Income tax | Take-home |
|---|---|---|---|
| 1 | Nunavut | $10,812 | $58,819 |
| 2 | Northwest Territories | $11,867 | $57,763 |
| 3 | British Columbia | $11,920 | $57,711 |
| 4 | Yukon | $11,975 | $57,655 |
| 5 | Alberta | $12,269 | $57,362 |
| 6 | Ontario | $12,705 | $56,926 |
| 7 | Saskatchewan | $13,825 | $55,806 |
| 8 | New Brunswick | $14,529 | $55,102 |
| 9 | Manitoba | $14,606 | $55,024 |
| 10 | Newfoundland and Labrador | $14,894 | $54,737 |
| 11 | Prince Edward Island | $15,315 | $54,316 |
| 12 | Quebec | $15,322 | $53,965 |
| 13 | Nova Scotia | $16,207 | $53,423 |
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Frequently asked questions
How much tax do I pay on $60,000 in Ontario?
About $8,320 in federal and provincial income tax, plus $4,340 in CPP and EI. Take-home pay is about $47,340 a year, or $3,945 a month.
How much is $100,000 after tax in Ontario?
About $74,206 a year ($6,184 a month). The average tax rate is 20.0% and the marginal rate on the next dollar is 31.5%.
What are the Ontario tax brackets for 2026?
Up to $53,891: 5.05%; $53,891 to $107,785: 9.15%; $107,785 to $150,000: 11.16%; $150,000 to $220,000: 12.16%; Over $220,000: 13.16%. Federal tax is charged on top.
What is the Ontario basic personal amount for 2026?
$12,989 provincially and up to $16,452 federally.
When is the deadline to file 2026 taxes?
April 30, 2027 for most people. Self-employed people have until June 15, 2027 to file, but any tax owing is still due April 30, 2027.
Income tax calculator by province
Figures for 2026. Sources: CRA income tax rates. Estimates for planning, not tax advice.
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