Savings · RRSP
RRSP Deadline 2027
The last day to contribute for the 2026 tax year, with a countdown and your limit.
RRSP deadline for the 2026 tax year
March 1, 2027
Contributions made by this date can be deducted on your 2026 return. Time left: …
RRSP deadlines by tax year
You can deduct contributions made during the year and in the first 60 days of the next year. For the 2026 tax year the deadline is March 1, 2027. For the 2025 tax year it was March 2, 2026 (March 1 fell on a Sunday).
Contributions after the deadline still count, just for the next tax year. You don't have to deduct a contribution right away: you can carry the deduction forward to a year when your income, and your tax rate, is higher.
See the refund your contribution creates with the RRSP calculator and your total refund with the tax refund calculator. The year you turn 71 is different: your deadline is December 31 of that year.
Sources: CRA: RRSP deduction limit
Frequently asked questions
What is the RRSP deadline for the 2026 tax year?
March 1, 2027. Contributions made from January 1, 2026 to March 1, 2027 can be deducted on your 2026 return.
What is the RRSP contribution limit for 2026?
$33,810, or 18% of your 2025 earned income if that is less, plus unused room from earlier years and minus any pension adjustment.
What happens if I miss the RRSP deadline?
Your contribution still counts, but for the next tax year. You can't deduct it on the year that just ended.
Is the RRSP deadline the same for spousal RRSPs?
Yes. Spousal RRSP contributions follow the same 60-day deadline and count against the contributor's room.
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