Land Transfer Tax Guide
Most provinces in Canada (except Alberta and Saskatchewan) charge a land transfer tax when you buy a home. Here's how it works and how to estimate it.
Provincial Rates
Rates are typically tiered based on the purchase price. For example, in Ontario, the tax starts at 0.5% on the first $55,000 and goes up to 2.5% on amounts over $2 million.
First-Time Rebates
If you are a first-time home buyer, you may be eligible for a significant rebate. In Ontario, the rebate can be up to $4,000, and in Toronto, an additional $4,475 is available.
Calculator Coming Soon
We are currently finalizing our municipal tax database for all 10 provinces.