Updated for 2026

Your Complete Guide to Housing in Canada

Understand renting, buying, mortgages, property taxes, and government programs — all in one place.

Plus 9 free real estate calculators including mortgage payment, affordability, stress test, and rental cash flow tools.

Real-Time Housing Hub

Market Intelligence

Live mortgage rates and key economic drivers from the Bank of Canada. Updated hourly.

Last Sync: ---
lock
+0.12% 📈

Avg 5-Yr Fixed

---

Driven by 5yr Bond Yields

trending_down
-0.25% 📉

Avg Variable

---

Linked to Prime Rate

account_balance
Stable

BoC Prime Rate

---

Latest BoC Decision

visibility
High Lead

Inventory Level

Balanced

Nationwide Avg (SNLR)

verified
FHSA Bonus

Contributions are 100% tax-deductible this year. Lifetime limit: $40,000.

info
20% Down Rule

Save 1.5% - 4% in annual insurance costs by hitting the 20% down payment mark.

bolt
Stress Test 🔥

You must qualify at 5.25% or your rate + 2%, whichever is higher.

Powerful Financial Tools

Precision Housing Hub

9 specialized calculators to navigate the Canadian real estate market with confidence.

Mortgage Payment Calculator

Calculate your monthly mortgage payment using Canadian semi-annual compounding.

Your Monthly Payment

$0.00

Total Interest Lifetime: $0.00

Explore our latest insights and financial guides