Canadian Mortgage Affordability & Stress Test Calculator

Calculates the maximum home purchase price you can afford, integrating the OSFI Canadian Mortgage Stress Test.

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Max Pre-Approval Price

$0

Applying OSFI 6.50% qualifying rate

Max Loan

$0

Allowable Payment

$0

Qualifying Ratios

GDS (Housing) Max 39% 0%
TDS (Total Debt) Max 44% 0%

*Calculations use semi-annual mortgage compounding over a 25-yr amortization.