PE
vs
ON
Charlottetown vs Hamilton Cost of Living (2026)
Hamilton is about 21% more expensive than Charlottetown, mostly because of rent. A 1-bedroom rents for $1,800 a month in Hamilton vs $1,450 in Charlottetown.
The Verdict
Living in Hamilton is 21% more expensive than living in Charlottetown overall.
Charlottetown / month
$1,950
Hamilton / month
$2,330
Rent, groceries and transit for one person.
Salary match: what you'd need to earn
Salary in Charlottetown
$100,000
Take-home $69,789 · $5,816/mo
Needed in Hamilton
$120,737
Take-home $87,760 · $7,313/mo
To keep the same lifestyle in Hamilton you'd need $20,737 more a year (+21%).
Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.
Expense Breakdown
Average Rent
1-Bed City Center
Charlottetown
$1,450
24% more expensive
Hamilton
$1,800
Groceries
Monthly Basket (1 Person)
Charlottetown
$430
2% cheaper
Hamilton
$420
Transportation
Monthly Transit Pass
Charlottetown
$70
57% more expensive
Hamilton
$110
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