MTC Logo MTC Canada's Finance Hub
Menu
Store: templates & planners
location_city ON vs location_city ON

Hamilton vs London Cost of Living (2026)

Hamilton is about 3% more expensive than London, mostly because of rent. A 1-bedroom rents for $1,800 a month in Hamilton vs $1,750 in London.

The Verdict

Living in London is 3% cheaper than living in Hamilton overall.

Hamilton / month

$2,843

London / month

$2,732

Rent, groceries, transit, utilities, dining and gym for one person.

Salary match: what you'd need to earn

Salary in Hamilton

$100,000

Take-home $74,206 · $6,184/mo

Needed in London

$97,042

Take-home $72,151 · $6,013/mo

To keep the same lifestyle in London you'd need $2,958 less a year (−3%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

Expense Breakdown

real_estate_agent

Average Rent

1-Bed City Center

Hamilton

$1,800

3% cheaper

London

$1,750

shopping_cart

Groceries

Monthly Basket (1 Person)

Hamilton

$420

2% cheaper

London

$410

directions_transit

Transportation

Monthly Transit Pass

Hamilton

$110

14% cheaper

London

$95

bolt

Utilities

Electricity, Heat, Water

Hamilton

$175

6% cheaper

London

$165

restaurant

Dining Out

Est. Monthly Spend

Hamilton

$290

7% cheaper

London

$270

fitness_center

Gym Membership

Monthly Fee

Hamilton

$48

12% cheaper

London

$42

Advertisement

Which City Should You Choose?

Hamilton, ON: A short GO Train ride from Toronto — popular with people priced out of the GTA looking for cheaper rent.

London, ON: A mid-sized Southwestern Ontario city anchored by Western University, with lower rent than the GTA.

Estimates are based on 2026 average listings and public cost-of-living indices for a single-person household; actual costs vary by neighbourhood and lifestyle.

Frequently Asked Questions

Is Hamilton more expensive than London? expand_more

Yes. Hamilton costs about 3% more than London for a single person, based on 2026 rent, groceries and transit. A 1-bedroom rents for about $1,800 a month in Hamilton vs $1,750 in London.

Is it cheaper to live in Hamilton or London? expand_more

London is roughly 3% cheaper overall once you weigh rent, groceries and transit, based on 2026 estimates.

How much more rent will I pay in Hamilton vs London? expand_more

A typical 1-bedroom city-centre rental runs $1,800/month in Hamilton versus $1,750/month in London.

What salary do I need in London to match my Hamilton lifestyle? expand_more

A $100,000 salary in Hamilton is roughly equivalent to $97,042 in London once you adjust for the local cost of living.

Is London a good place to move to from Hamilton? expand_more

A mid-sized Southwestern Ontario city anchored by Western University, with lower rent than the GTA. Compare the category breakdown above against your own budget before deciding.

Keep going

Plan your move

Advertisement