ON
vs
ON
Cost of Living: Kingston vs Waterloo
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Waterloo is 14% more expensive than living in Kingston overall.
To maintain your exact standard of living, a $100,000 salary in Kingston is mathematically equivalent to earning $113,886 in Waterloo.
Expense Breakdown
Average Rent
1-Bed City Center
Kingston
$1,650
15% more expensive
Waterloo
$1,900
Groceries
Monthly Basket (1 Person)
Kingston
$410
5% more expensive
Waterloo
$430
Transportation
Monthly Transit Pass
Kingston
$85
18% more expensive
Waterloo
$100
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in ON? Use our Canadian Income Tax Calculator to get a precise breakdown.