location_city ON vs location_city ON

Oshawa vs Toronto Cost of Living (2026)

Toronto is about 30% more expensive than Oshawa, mostly because of rent. A 1-bedroom rents for $2,600 a month in Toronto vs $1,950 in Oshawa.

The Verdict

Living in Toronto is 30% more expensive than living in Oshawa overall.

Oshawa / month

$2,500

Toronto / month

$3,206

Rent, groceries and transit for one person.

Your salary in Oshawa $

Salary in Oshawa

$100,000

Take-home $74,206 · $6,184/mo

Needed in Toronto

$130,098

Take-home $93,057 · $7,755/mo

To keep the same lifestyle in Toronto you'd need $30,098 more a year (+30%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Oshawa

$1,950

33% more expensive

Toronto

$2,600

shopping_cart

Monthly Basket (1 Person)

Oshawa

$420

7% more expensive

Toronto

$450

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Monthly Transit Pass

Oshawa

$130

20% more expensive

Toronto

$156

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