ON
vs
ON
Cost of Living: Ottawa vs Toronto
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Toronto is 22% more expensive than living in Ottawa overall.
To maintain your exact standard of living, a $100,000 salary in Ottawa is mathematically equivalent to earning $121,777 in Toronto.
Expense Breakdown
Average Rent
1-Bed City Center
Ottawa
$2,100
24% more expensive
Toronto
$2,600
Groceries
Monthly Basket (1 Person)
Ottawa
$430
5% more expensive
Toronto
$450
Transportation
Monthly Transit Pass
Ottawa
$125
25% more expensive
Toronto
$156
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in ON? Use our Canadian Income Tax Calculator to get a precise breakdown.