NB
vs
ON
Saint John vs Toronto Cost of Living (2026)
Toronto is about 116% more expensive than Saint John, mostly because of rent. A 1-bedroom rents for $2,600 a month in Toronto vs $1,100 in Saint John.
The Verdict
Living in Toronto is 116% more expensive than living in Saint John overall.
Saint John / month
$1,555
Toronto / month
$3,206
Rent, groceries and transit for one person.
Salary match: what you'd need to earn
Salary in Saint John
$100,000
Take-home $71,215 · $5,935/mo
Needed in Toronto
$215,935
Take-home $139,372 · $11,614/mo
To keep the same lifestyle in Toronto you'd need $115,935 more a year (+116%).
Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.
Expense Breakdown
Average Rent
1-Bed City Center
Saint John
$1,100
136% more expensive
Toronto
$2,600
Groceries
Monthly Basket (1 Person)
Saint John
$380
18% more expensive
Toronto
$450
Transportation
Monthly Transit Pass
Saint John
$75
108% more expensive
Toronto
$156
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