NL
vs
ON
St. John's vs Toronto Cost of Living (2026)
Toronto is about 72% more expensive than St. John's, mostly because of rent. A 1-bedroom rents for $2,600 a month in Toronto vs $1,400 in St. John's.
The Verdict
Living in Toronto is 72% more expensive than living in St. John's overall.
St. John's / month
$1,930
Toronto / month
$3,206
Rent, groceries and transit for one person.
Salary match: what you'd need to earn
Salary in St. John's
$100,000
Take-home $70,603 · $5,884/mo
Needed in Toronto
$172,291
Take-home $116,604 · $9,717/mo
To keep the same lifestyle in Toronto you'd need $72,291 more a year (+72%).
Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.
Expense Breakdown
Average Rent
1-Bed City Center
St. John's
$1,400
86% more expensive
Toronto
$2,600
Groceries
Monthly Basket (1 Person)
St. John's
$450
0% more expensive
Toronto
$450
Transportation
Monthly Transit Pass
St. John's
$80
95% more expensive
Toronto
$156
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