location_city ON vs location_city ON

Sudbury vs Waterloo Cost of Living (2026)

Waterloo is about 24% more expensive than Sudbury, mostly because of rent. A 1-bedroom rents for $1,900 a month in Waterloo vs $1,500 in Sudbury.

The Verdict

Living in Waterloo is 24% more expensive than living in Sudbury overall.

Sudbury / month

$1,988

Waterloo / month

$2,430

Rent, groceries and transit for one person.

Your salary in Sudbury $

Salary in Sudbury

$100,000

Take-home $74,206 · $6,184/mo

Needed in Waterloo

$123,817

Take-home $89,503 · $7,459/mo

To keep the same lifestyle in Waterloo you'd need $23,817 more a year (+24%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Sudbury

$1,500

27% more expensive

Waterloo

$1,900

shopping_cart

Monthly Basket (1 Person)

Sudbury

$400

8% more expensive

Waterloo

$430

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Monthly Transit Pass

Sudbury

$88

14% more expensive

Waterloo

$100

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