location_city ON vs location_city ON

Waterloo vs Windsor Cost of Living (2026)

Waterloo is about 28% more expensive than Windsor, mostly because of rent. A 1-bedroom rents for $1,900 a month in Waterloo vs $1,450 in Windsor.

The Verdict

Living in Windsor is 22% cheaper than living in Waterloo overall.

Waterloo / month

$2,430

Windsor / month

$1,930

Rent, groceries and transit for one person.

Your salary in Waterloo $

Salary in Waterloo

$100,000

Take-home $74,206 · $6,184/mo

Needed in Windsor

$78,253

Take-home $59,123 · $4,927/mo

To keep the same lifestyle in Windsor you'd need $21,747 less a year (−22%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Waterloo

$1,900

24% cheaper

Windsor

$1,450

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Monthly Basket (1 Person)

Waterloo

$430

9% cheaper

Windsor

$390

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Monthly Transit Pass

Waterloo

$100

10% cheaper

Windsor

$90

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