PE
vs
ON
Charlottetown vs Oshawa Cost of Living (2026)
Oshawa is about 30% more expensive than Charlottetown, mostly because of rent. A 1-bedroom rents for $1,950 a month in Oshawa vs $1,450 in Charlottetown.
The Verdict
Living in Oshawa is 30% more expensive than living in Charlottetown overall.
Charlottetown / month
$1,950
Oshawa / month
$2,500
Rent, groceries and transit for one person.
Salary match: what you'd need to earn
Salary in Charlottetown
$100,000
Take-home $69,789 · $5,816/mo
Needed in Oshawa
$129,839
Take-home $92,911 · $7,743/mo
To keep the same lifestyle in Oshawa you'd need $29,839 more a year (+30%).
Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.
Expense Breakdown
Average Rent
1-Bed City Center
Charlottetown
$1,450
34% more expensive
Oshawa
$1,950
Groceries
Monthly Basket (1 Person)
Charlottetown
$430
2% cheaper
Oshawa
$420
Transportation
Monthly Transit Pass
Charlottetown
$70
86% more expensive
Oshawa
$130
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