location_city ON vs location_city BC

Hamilton vs Kelowna Cost of Living (2026)

Kelowna is about 15% more expensive than Hamilton, mostly because of rent. A 1-bedroom rents for $2,100 a month in Kelowna vs $1,800 in Hamilton.

The Verdict

Living in Kelowna is 15% more expensive than living in Hamilton overall.

Hamilton / month

$2,330

Kelowna / month

$2,635

Rent, groceries and transit for one person.

Your salary in Hamilton $

Salary in Hamilton

$100,000

Take-home $74,206 · $6,184/mo

Needed in Kelowna

$114,599

Take-home $85,499 · $7,125/mo

To keep the same lifestyle in Kelowna you'd need $14,599 more a year (+15%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Hamilton

$1,800

17% more expensive

Kelowna

$2,100

shopping_cart

Monthly Basket (1 Person)

Hamilton

$420

5% more expensive

Kelowna

$440

directions_transit

Monthly Transit Pass

Hamilton

$110

14% cheaper

Kelowna

$95

Keep going