location_city BC vs location_city ON

Kelowna vs Toronto Cost of Living (2026)

Toronto is about 22% more expensive than Kelowna, mostly because of rent. A 1-bedroom rents for $2,600 a month in Toronto vs $2,100 in Kelowna.

The Verdict

Living in Toronto is 22% more expensive than living in Kelowna overall.

Kelowna / month

$2,635

Toronto / month

$3,206

Rent, groceries and transit for one person.

Your salary in Kelowna $

Salary in Kelowna

$100,000

Take-home $75,373 · $6,281/mo

Needed in Toronto

$122,082

Take-home $88,521 · $7,377/mo

To keep the same lifestyle in Toronto you'd need $22,082 more a year (+22%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Kelowna

$2,100

24% more expensive

Toronto

$2,600

shopping_cart

Monthly Basket (1 Person)

Kelowna

$440

2% more expensive

Toronto

$450

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Monthly Transit Pass

Kelowna

$95

64% more expensive

Toronto

$156

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