location_city BC vs location_city QC

Kelowna vs Montreal Cost of Living (2026)

Kelowna is about 21% more expensive than Montreal, mostly because of rent. A 1-bedroom rents for $2,100 a month in Kelowna vs $1,700 in Montreal.

The Verdict

Living in Montreal is 18% cheaper than living in Kelowna overall.

Kelowna / month

$2,635

Montreal / month

$2,197

Rent, groceries and transit for one person.

Your salary in Kelowna $

Salary in Kelowna

$100,000

Take-home $75,373 · $6,281/mo

Needed in Montreal

$82,381

Take-home $58,463 · $4,872/mo

To keep the same lifestyle in Montreal you'd need $17,619 less a year (−18%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Kelowna

$2,100

19% cheaper

Montreal

$1,700

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Monthly Basket (1 Person)

Kelowna

$440

9% cheaper

Montreal

$400

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Monthly Transit Pass

Kelowna

$95

2% more expensive

Montreal

$97

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