BC
vs
ON
Kamloops vs Waterloo Cost of Living (2026)
Waterloo is about 11% more expensive than Kamloops, mostly because of rent. A 1-bedroom rents for $1,900 a month in Waterloo vs $1,700 in Kamloops.
The Verdict
Living in Waterloo is 11% more expensive than living in Kamloops overall.
Kamloops / month
$2,195
Waterloo / month
$2,430
Rent, groceries and transit for one person.
Salary match: what you'd need to earn
Salary in Kamloops
$100,000
Take-home $75,373 · $6,281/mo
Needed in Waterloo
$111,010
Take-home $81,700 · $6,808/mo
To keep the same lifestyle in Waterloo you'd need $11,010 more a year (+11%).
Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.
Expense Breakdown
Average Rent
1-Bed City Center
Kamloops
$1,700
12% more expensive
Waterloo
$1,900
Groceries
Monthly Basket (1 Person)
Kamloops
$410
5% more expensive
Waterloo
$430
Transportation
Monthly Transit Pass
Kamloops
$85
18% more expensive
Waterloo
$100
Advertisement
Plan your move
Advertisement