location_city NB vs location_city ON

Moncton vs Ottawa Cost of Living (2026)

Ottawa is about 70% more expensive than Moncton, mostly because of rent. A 1-bedroom rents for $2,100 a month in Ottawa vs $1,150 in Moncton.

The Verdict

Living in Ottawa is 70% more expensive than living in Moncton overall.

Moncton / month

$1,615

Ottawa / month

$2,655

Rent, groceries and transit for one person.

Your salary in Moncton $

Salary in Moncton

$100,000

Take-home $71,215 · $5,935/mo

Needed in Ottawa

$170,297

Take-home $115,507 · $9,626/mo

To keep the same lifestyle in Ottawa you'd need $70,297 more a year (+70%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Moncton

$1,150

83% more expensive

Ottawa

$2,100

shopping_cart

Monthly Basket (1 Person)

Moncton

$390

10% more expensive

Ottawa

$430

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Monthly Transit Pass

Moncton

$75

67% more expensive

Ottawa

$125

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