location_city SK vs location_city ON

Regina vs Waterloo Cost of Living (2026)

Waterloo is about 50% more expensive than Regina, mostly because of rent. A 1-bedroom rents for $1,900 a month in Waterloo vs $1,200 in Regina.

The Verdict

Living in Waterloo is 50% more expensive than living in Regina overall.

Regina / month

$1,668

Waterloo / month

$2,430

Rent, groceries and transit for one person.

Your salary in Regina $

Salary in Regina

$100,000

Take-home $72,288 · $6,024/mo

Needed in Waterloo

$150,219

Take-home $104,444 · $8,704/mo

To keep the same lifestyle in Waterloo you'd need $50,219 more a year (+50%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Regina

$1,200

58% more expensive

Waterloo

$1,900

shopping_cart

Monthly Basket (1 Person)

Regina

$380

13% more expensive

Waterloo

$430

directions_transit

Monthly Transit Pass

Regina

$88

14% more expensive

Waterloo

$100

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