NB
vs
ON
Cost of Living: Saint John vs Waterloo
Making a move? Compare the exact 2026 data for housing, food, and transit to see exactly how your lifestyle budget will change between these two cities.
The Verdict
Living in Waterloo is 62% more expensive than living in Saint John overall.
To maintain your exact standard of living, a $100,000 salary in Saint John is mathematically equivalent to earning $161,856 in Waterloo.
Expense Breakdown
Average Rent
1-Bed City Center
Saint John
$1,100
73% more expensive
Waterloo
$1,900
Groceries
Monthly Basket (1 Person)
Saint John
$380
13% more expensive
Waterloo
$430
Transportation
Monthly Transit Pass
Saint John
$75
33% more expensive
Waterloo
$100
Calculate Your Exact Salary
Ready to see how much you'll keep after taxes in ON? Use our Canadian Income Tax Calculator to get a precise breakdown.