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location_city BC vs location_city NB

Kelowna vs Moncton Cost of Living (2026)

Kelowna is about 70% more expensive than Moncton, mostly because of rent. A 1-bedroom rents for $2,100 a month in Kelowna vs $1,150 in Moncton.

The Verdict

Living in Moncton is 41% cheaper than living in Kelowna overall.

Kelowna / month

$2,635

Moncton / month

$1,615

Rent, groceries and transit for one person.

Salary match: what you'd need to earn

Salary in Kelowna

$100,000

Take-home $75,373 · $6,281/mo

Needed in Moncton

$58,868

Take-home $45,357 · $3,780/mo

To keep the same lifestyle in Moncton you'd need $41,132 less a year (−41%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

Expense Breakdown

real_estate_agent

Average Rent

1-Bed City Center

Kelowna

$2,100

45% cheaper

Moncton

$1,150

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Groceries

Monthly Basket (1 Person)

Kelowna

$440

11% cheaper

Moncton

$390

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Transportation

Monthly Transit Pass

Kelowna

$95

21% cheaper

Moncton

$75

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