location_city BC vs location_city ON

Kelowna vs Oshawa Cost of Living (2026)

Kelowna is about 7% more expensive than Oshawa, mostly because of rent. A 1-bedroom rents for $2,100 a month in Kelowna vs $1,950 in Oshawa.

The Verdict

Living in Oshawa is 6% cheaper than living in Kelowna overall.

Kelowna / month

$2,635

Oshawa / month

$2,500

Rent, groceries and transit for one person.

Your salary in Kelowna $

Salary in Kelowna

$100,000

Take-home $75,373 · $6,281/mo

Needed in Oshawa

$93,838

Take-home $69,897 · $5,825/mo

To keep the same lifestyle in Oshawa you'd need $6,162 less a year (−6%).

Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.

real_estate_agent

1-Bed City Center

Kelowna

$2,100

7% cheaper

Oshawa

$1,950

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Monthly Basket (1 Person)

Kelowna

$440

5% cheaper

Oshawa

$420

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Monthly Transit Pass

Kelowna

$95

37% more expensive

Oshawa

$130

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