BC
vs
NL
Kelowna vs St. John's Cost of Living (2026)
Kelowna is about 41% more expensive than St. John's, mostly because of rent. A 1-bedroom rents for $2,100 a month in Kelowna vs $1,400 in St. John's.
The Verdict
Living in St. John's is 29% cheaper than living in Kelowna overall.
Kelowna / month
$2,635
St. John's / month
$1,930
Rent, groceries and transit for one person.
Salary match: what you'd need to earn
Salary in Kelowna
$100,000
Take-home $75,373 · $6,281/mo
Needed in St. John's
$70,858
Take-home $52,222 · $4,352/mo
To keep the same lifestyle in St. John's you'd need $29,142 less a year (−29%).
Take-home is after 2026 federal and provincial income tax, CPP/QPP and EI for an employee. Cost of living weighs rent, groceries and transit.
Expense Breakdown
Average Rent
1-Bed City Center
Kelowna
$2,100
33% cheaper
St. John's
$1,400
Groceries
Monthly Basket (1 Person)
Kelowna
$440
2% more expensive
St. John's
$450
Transportation
Monthly Transit Pass
Kelowna
$95
16% cheaper
St. John's
$80
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